Comments on: Neither a Borrower Nor a Debter Be…

By: 9 Important Reasons to Eliminate Personal Debt & Me Taking My Advice » Persistence Unlimited - Goal Setting Blog

Thu, 12 Jun 2008 00:39:35 +0000

[...] posted before about how one of my goals is to become completely debt free. Like everyone who has undertaken that goal, I’ve had some stumbling blocks along the [...]

By: Is Credit A New Form of Mass Hypnosis? » Achieve IT! - Helping you achieve your goals

Thu, 14 Dec 2006 03:44:47 +0000

[...] Is Credit A New Form of Mass Hypnosis? Posted under Goals and Goal Setting Late last month I posted about my new favorite radio show. The Dave Ramsey show is about managing personal finances and getting out of debt. His debt-free living message has really struck a nerve with me. Judging by the responses to the last post, many of you are fans as well. [...]

By: fsg

fsg — Wed, 29 Nov 2006 18:37:58 +0000

Dave Ramsey is great. I was carrying $10K in student loans and $8K on a car. I was able to pay more than necessary each month but I was reluctanct to use my $4K in savings to help pay off the loans for fear of “security”. How stupid. I finally got focused and saved up the payoff amount (including my 4K is savings). I paid the loans off and felt great. Better still, not having any monthly payments, I easily relaced my $4K security blanket and then some.

By: DEBTective

DEBTective — Mon, 27 Nov 2006 18:01:06 +0000

Bub, just wanted to say I’m big-time proud of you for working to deep-six your debt, Dave Ramsey style. Dave’s plan makes tons of sense, doesn’t it? Way to go on the dough, baby, and thanks for spreading the word!

By: Andrew Seltz

Andrew Seltz — Mon, 27 Nov 2006 15:31:47 +0000

Brad,

My wife and I are big fans of Dave Ramsey. One of our first decisions as a married couple was to pay off all of our debt (in the interest of full disclosure – the debt belonged to me.) We payed off $15k in less than 12 months. We also built up our emergency funds.

The best result of all of this is that we are able to decide what we want to do rather than feel forced. My wife spent a year focusing on her acting career and now we are expecting our first child, and she doesn’t have to work – unless she wants to (and we live in Manhattan!)

We still have a ways to go before we’re rich, but we are making progress.

By: Toby

Toby — Mon, 27 Nov 2006 09:13:06 +0000

If you like Dave Ramsey then you will really appreciate Martin Lewis, he is a money saving guru in the uk and his website is at http://www.moneysavingexpert.com there is loads of advice on being frugal there.

By: Robert

Robert — Sun, 26 Nov 2006 00:20:17 +0000

I like Ramsey too. While I’m a long way from saying that I’m DEBT FREE, I only have cars and the house now. Working on the car thing now.

By: Brad Isaac

Brad Isaac — Sat, 25 Nov 2006 19:12:50 +0000

Hi Brian, thanks for stopping by and commenting about Dave Ramsey. I hope you didn’t take my post to mean I was thinking about trying it. No, we’re already knee deep in it. In it to win it! I was just saying that even though I’m new to it, I have no problem recommending others give the Ramsey way a try. Worst thing that can happen is you might be bored during the time you used to make loan payments.

By: Brian

Brian — Sat, 25 Nov 2006 19:07:41 +0000

Yes, I’ve been listening to Dave Ramsey for many years, and as of this past March, my wife and I are DEBT FREE! I can’t tell you guys how incredible of a feeling that is. Having NO payments is absolutely incredible. The question is: why not give it a try? If it turns out that being debt free is a really bad idea, you can always go back out and get back into debt!

Now that my wife and I are debt free, she is able to stay home with our new baby that is coming in February!

Really, it’s worth it!